ITC Clearance: What Documents Do I Need?

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A bad credit score can be a hindrance to getting approved for loans, credit cards, and even rental applications. However, there are steps you can take to clear your credit record and improve your score. One of the first steps is to gather the necessary documents to start the process.

Here is a list of the most important documents you will need to clear your credit record:


Personal identification: You will need to provide proof of your identity, such as a driver’s license or passport. This is to ensure that the credit reporting agencies have the correct information about you and that you are the rightful owner of the credit file being reviewed.


Credit reports: You should request a copy of your credit report from the credit bureau. The report will show your current credit history, including outstanding balances, payment history, and any collections or charge-offs.


Proof of debt payment: If you have any outstanding debts that are affecting your credit score, you will need to provide proof of payment. This can be a cancelled check, a receipt, or a letter from the creditor acknowledging the payment.


Proof of dispute resolution: If you have disputes with any creditors or collections agencies, you should provide proof that the dispute has been resolved. This could be a letter from the creditor or collections agency indicating that the dispute has been resolved or that the debt has been paid in full.


Bank statements: If you have a history of late payments, you should provide bank statements that show a pattern of consistent and timely payments. This will help to demonstrate to the credit reporting agencies that you have taken steps to improve your financial habits.


Letters of explanation: If there are any negative items on your credit report that you believe are inaccurate or that you would like to dispute, you should provide a letter of explanation. This letter should include details about the item in question, why you believe it is inaccurate, and any supporting documentation you have to back up your claim.


At Susa Debt, we assist our clients with the ITC Clearance process and in obtaining the necessary documents to submit the clearance application.

Contact us today and browse our website further to see how we can assist you to clear your credit record to ultimately assist in improving your credit score. Our expert team of specialists at Susa Debt strive to assist our clients with a better financial future and the ability to access future credit when you need it.